Guns: A Guide for Dummies

I am so tired of hearing the racket that is the gun control debate. Nothing could be such a echo chamber as people who probably haven’t shot a gun trying to elaborate policies that honest to god won’t work. Recent events like the Parkland Shooting and many others keep bringing gun control to forefront of national news. I’m not at all interested in going into every detail about what happened or didn’t happen. I want to talk about guns and the people that shoot them. You may not know it or like it but I’ve shot guns and I thoroughly enjoy guns of all types. I own a small set of Nerf guns proudly. More to the point though, I have shot two real guns in my life.

I definitely want to go shooting again but opportunities are rare especially in a city of 8.6 million people. I experienced my shooting at a Boy Scout camp. I shot a 12 gauge shotgun which was such a thrill. I also shot a little .22 rifle. It was your typical pigeon shot. As turns out I was a good shot. My love for guns began way before I shot them at 15 years old. If you didn’t know I received my bachelors degree in history. One of my favorite topics to study is war. One of the first guns to ever come to American soil was a flintlock. Flintlock rifles are ancient but are some of the coolest replicas you will see. To shoot a flintlock, first you load the lead ball with rod down the barrel similar to a musket. You have to cock the hammer an then you put the gunpowder on the pan.  Now you are ready to fire. When you fire, the hammer strikes the flint which creates a spark in turn igniting the gunpowder and propelling the bullet.

I always found the weapons of each decade of war to be interesting. Weapons have a tendency to evolve. Weapon development has contributed to many of today’s inventions for civilian life (a whole other post). Yet, here we are in 2018 with seeming rampage of school shootings. Many people believe that its because of the technologically advanced rifles and ease of access for buying them. To some degree, I will agree that access to buying them is a little bit looser than it should be. However, the simple fix is psychological evaluations along with background checks. As a rule someone who is on psychotropic drugs shouldn’t be allowed to own a gun. The problem that I see is not guns or the background checks or lack thereof.  Gun. Free. Zones.

The stupidest three words ever to put in a sequence. Gun Free Zones– there I fixed it. I have noticed a pattern that all the schools, colleges and places that tend to get shot up are in fact: Gun Free Zones. This is the one common denominator aside from guns in all shootings. Listen, guns are merely a tool like a hammer, knife, truck, or crowbar, these are objects that don’t commit any crime. Honestly, its the gun free zone is that the real killer. For a second just imagine you are a disturbed school shooter. You bought your guns illegal on the black market. Now you need a place to carry out the dirty deed. What place is going to let you spill the most blood without much resistance? Honestly if school or college isn’t in your top 3 then you might be a bad criminal. Needless to say, imagine that same scenario but all the schools have at least 20 people packing heat. If I’m the criminal I’d think twice.

Moving away from being demented human being lets consider my point about other tools that could be used a killing weapons. Gun Free Zone doesn’t cover them. So if you can honestly tell me that you would rather be unarmed than armed to defend yourself and others then wow you are brave. Congratulations. Guns are like nuclear weapons. There is a reason why Trump and Kim Jong Un haven’t already started the nuclear holocaust. Nash Equilibrium. I like to call it: game of outcomes.  The basic principle is that most of the time the best strategy is not to shoot until its absolutely necessary. Kim Jong Un understands that if he nukes the US, we will hit back 1000 fold. The game of outcomes can be used to understand why arming everyone that is not a psychopath would actually be effective in preventing shootings.

Just tell me what the chances that you would shoot between the following options:

  1. 100 people, unarmed
  2. 100 people, 50 armed, 50 unarmed

My guess is that you wouldn’t shoot in option number 2. Unless you had a death wish. Once again its a game of outcomes.

In summation, the point of my guide is rally against Gun Free Zones which are ridiculous. If you think a criminal would follow the rules than why does everyone speed or not turn on their blinker? Both laws and yet nobody seems to mind when they break them. Its not that crazy or insane to think that Gun Free Zones are the problem. Just please stop this insanity. Please!!!!

Thanks for reading!

Have a great day!

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Tragedy of the Commons: Problem with Collective Policies

Have you ever heard of Tragedy of the Commons? Sound familiar? Tragedy of commons is typically associated with fishing. If fisherman go out to a popular fishing spot and catch fish at a rate that is more than fish reproduce, then that would be a tragedy of commons. Garrett Hardin came up with theory originally and applied it to biology or nature. There are many examples, but the basic principle is that demand overwhelms supply.  Just in case you fell asleep in Economics 101 or you happen to be Bernie Sanders then here is a little reminder of how supply and demand work:


I want to talk about tragedy of the commons in the terms of political policies and platforms. It’s a topic that is hotly contested among Libertarians and conservatives. On the other hand, Liberals tend to completely ignore it. Its this ignorance of the tragedy of commons that might explain why collectivist policies that liberals tend to advocate are just really bad. Liberals and even Conservatives both tend to argue for MORE government regulation in the face of a tragedy of the commons issue. (I’ll try to keep it relatively brief, one or two examples, I have a lot to say)

Let’s take on healthcare for example, is a tragedy of the commons. Liberals advocate for a universal healthcare system. This system would in theory depend on the taxpayer (theft) money to help cover the costs of healthcare. However, this policy would extremely expensive due to the increased costs to private health providers. Also the service given by providers would be slower due to a heavy volume and probably less staff. Healthcare is a complex issue but a tragedy of commons exists in both the taxation for it and the availability of quick medical care by providers. For example, in Canada, they have universal healthcare and experience longer wait times, sometimes for very important life saving procedures. In some cases they come to the US for faster care.

In short, universal healthcare is a collectivist policy pushed by liberals that creates many tragedy of the commons. Unfortunately the conservatives are not much better backing single payer with a government agency running the show. Less tragedy of the commons here, but still not the best option. The solution for a tragedy of the commons is deregulation in most cases, concerning government policies. In nature, like the fishing spot, the solution would be to have fisherman stop fishing in that particular spot until there were sufficient fish. I want to clarify what I mean by collectivist. Collectivist is a term usually meaning something is done in or by a group.

My second example is one of the hottest issues because of a vote coming up, Net Neutrality. Naturally my position is repeal because Net Neutrality isn’t consumer protections, its just dealing with bandwidth and if companies can block or censor stuff. From what I’ve read the new rules after repeal will be that the companies will have to report whatever they throttle, block, censor to the FCC who will make it public. I also see no problem with Netflix and Amazon and Hulu having to pay more for bandwidth. They use a lot of it, its only fair. Naturally that will be passed to the customer. However, the good news of repeal is that companies will offer different packages specifically geared toward streaming services. Unlike now, where you get all one price and it might be good or bad.

The tragedy of the commons in Net Neutrality stems from the issue of bandwidth. There is only so much bandwidth that these companies can generate without losing money. Its interesting because if you look at bandwidth in a vacuum, it really highlights the problem. Watch: Let’s say Comcast and Verizon both offer 300 mbps of bandwidth under current Net Neutrality for an average price of 150 dollars. (Making up random numbers here). Let’s repeal those rules and see how prices and amount of bandwidth change. Under Net Neutrality, both companies would have similar prices and the max amount of bandwidth would be at 300, but of course you can pay less to get less. The problem with this is that the companies aren’t really competing. There’s very little variation because the going rate for bandwidth is 150 dollars for 300 mpbs. Everyone can gets to use that bandwidth to watch Netflix and play fortnite as much as they want. The companies might be struggling to keep all this bandwidth up with only 150 dollars per customer because their own business costs are going up.

If we repeal Net Neutrality, now Comcast charges $100 for 200 mpbs,  $200 for 300 mpbs and lets say $300 for 400 mpbs. Unheard of right? Well, Verizon charges $75 for 150 mpbs, $150 for 250 mpbs, $275 for 300 mpbs, $350 for 420 mpbs. Now you can see the competition as each company tries attract more customers. They may even offer a lower bandwidth but you get extreme streaming capabilities for an extra 100 bucks. Either way, the competition will naturally drive down prices. When supply goes up, demand goes down. In order to create demand you need to supply, but you also need to create an interest in your product and attractiveness or marketing.

The solution to the tragedy of the commons for nearly every aspect of Net Neutrality is deregulation. Let the consumers decide which companies will succeed and fail. Another positive aspect of net neutrality being repealed is that it will allow startups and other smaller companies to get into the market of internet.

I believe that through my two examples I have shown why some collectivists policies are broken due to the tragedy of the commons. I believe that the solution to tragedy of the commons is deregulation which means getting government out of our lives. This solution is the basis for the whole libertarian philosophy. If society is a tragedy of the commons then as libertarians we are for the deregulation and privatization of pretty much everything. Everything is harder in a large group. Its similar to when you ask your friends where they want to eat. Everyone has different opinion. Or when you ask your friends when they want to go out. Everyone is busy and has no time. Collectivism requires group-think and group decision making. Its not the most effective. Tragedy of the commons also tends to tread on the rights of the individual.

The rights of individual are the most important aspect in a free society. As Thomas Jefferson once wrote:

“We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness”

Thanks for reading!

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What do you mean no Helicopters and McNukes?

In usual fashion I have come across some inspiring material to write my own article on. I’ve been thinking recently about what the ends of a libertarian party or movement would or should be. In this blog I consider the means of getting there. I’m always pushing steps toward a libertarian society. These steps seem to never make any progress. I have always viewed the libertarian society as an idealist notion. I think to some degree its true. On the other hand, I feel like its entirely possible that a libertarian society is achievable. The problems are numerous and the solutions are few. One main problem and probably the biggest one is the lack of education of outsiders on the libertarian values and beliefs. People tend to misinterpret or misunderstand what libertarians stand for and what we want to achieve.

I’ve recently said on social media that I believe I’m in the minority of libertarians that believe that achieving the ultimate goal of a libertarian society will come instantly once it happens. I feel that many libertarians, anarchists, anarcho-capitalists think that once we overthrow the current government then we can just easily transition to that libertarian society that we all agree is the goal. I don’t believe its so easy or fast. I think there is a number of factors to consider about means and ends of libertarianism.

The first and foremost is that the way to change the government is to vote for politicians who hold the same beliefs, values and morals as libertarians.  We can all agree politicians of this caliber don’t exist right now with the exception of Rand Paul, maybe. After voting for Gary Johnson in two consecutive elections I have realized that we are going too big. (Nothing wrong with him, just a walking meme.) We need to find libertarian congresspeople. I know of 3 libertarian leaning congresspeople, Rand Paul, Thomas Massie, and Justin Amash. Once we can turn the Congress into a majority of libertarians then we can work on the white house.

The second factor is education like I mentioned before. A lot of people have misconceptions of libertarians. Even I used to subscribe to these common myths. For example: Libertarians are both Republican and Democrat because they support a little of each. It might be true that we hold similar positions but we are actually against both parties. The two main parties are a snake with two heads. They don’t care about you. They care about their interests and their money! We need to educate the masses on libertarianism. The essential thing is liberty and freedom. The government shouldn’t play much if any role in our everyday lives. The government doesn’t need to over regulate and get involved in everything we do. The government doesn’t need to tax our hard earned income. For over 100 years, the US government collected no income tax. Who will build the roads? Private corporations that need to ship things by truck. Businesses that need to drive around. My point is that if we can educate people then eventually will lead to more people accepting and more importantly voting for libertarians.

The third factor of the means is simply cohesive-ness among libertarians. We have to unify our ideas. I know we all agree on certain things. But we have to compromise on other things. Example: Abortion. One of the hottest button issues because there is no stasis for argument. Pro Life or Pro Choice? For me, I’m torn between both because choice is guaranteed by the 14th amendment. Yet I’m also catholic so I can’t possibly support the killing of something that is alive. My position is Pro-Adoption. It gives a choice and saves the life of the baby. Also there are many parents out there who can’t have kids. My point here is that a compromise takes a little bit from each side and makes palatable to everyone. Compromise is something that our country was founded on. I strongly believe we should get back to that.

The forth factor is concerning the ends. I find it hilarious but helicopters and McNukes are a standard must have in any libertarian society. But lets all be honest its a little far fetched. I do believe that no taxes, open carry (guns), NAP and very small government are possible to have. I think we all have to be realistic about the ends. The ultimate goal is for everybody to live their life without the interference from government. But I think we miss the point that libertarian is also one of the most charitable types of societies. Its not fake charity like socialism and communism. In a libertarian society, you would give to the poor, give to the sick and give to government if you felt like it was worth it. Thats the wonderful thing about it, its your choice to give your money or not. Government is ineffective at helping people. But there is a million examples of where everyday people throw their support at something and get it done without government.

My conclusion is that we need to educate, vote, come together and be realistic about our ultimate goal of a libertarian society.  We can do it all once too. My inspiration was an article that basically said no more Libertarian party but we need a movement. In order to achieve a movement, we have to educate people on the benefits of joining this movement. We have to vote in politicians who reflect our positions. Its not going to be easy. The steps towards a libertarian society will be methodical. All I hope is that I see this libertarian society come to fruition before my time is up. I’m still young so I got hope.

Just remember kids, Taxation is Theft.

Thanks For Reading!


Hiatus Break: Audit The Federal Reserve

Have you ever gone shopping like at the grocery store or for clothes? Any time you go shopping at a place on multiple occasions you probably notice prices change over time. This could be due to any number of factors. I feel like at the grocery store most people have a certain amount of money they like to spend. I know that I do and even with clothes shopping, my wife and I usually set a limit. If you’ve ever felt like every year you go with that set budget you buy less stuff, then you have felt the effects of the federal reserve. So you have to ask yourself did prices go up or did the buying power of my money go down? The answer is probably a combination of both.

If you haven’t read the title or guessed yet this post is about auditing the federal reserve. Now many people have absolutely no clue what this is or what it does. The federal reserve is a private, central bank that regulates our monetary policy here in the US. It is not controlled by the US government. Although the President is able to appoint the Chairperson of the Fed and the other heads in 11 cities around the United States. All of the appointments have to be approved by Congress. This is the only role that the government plays.

The current Fed Chairperson is Janet Yellen whose term is up. This means Donald Trump has to appoint a new chairperson. His selection matters greatly for us. I don’t care who Trump picks but whoever it is, has a big responsibility.  The Federal Reserve controls interests rates, money circulation, debt, bonds,..etc. They tell the US mint how much money to print. They set the circulation levels of the denominations. Keep in mind they have a lot of power without much supervision.

So why Audit the Fed? Well, one of favorite Senators Rand Paul has been saying this for years. The problem with the federal reserve that Rand Paul and others see is that an institution with unlimited power that has no accountability to anyone is a dangerous institution. Do your own research but here something that I learned by reading up on this. Before the 2008 financial crisis the federal reserve not only SAW but actively IGNORED the housing market bubble. They literally just WROTE IT OFF like nothing. The Chairperson of the Federal Reserve at time, Ben Bernanke just flat out denied that it was nothing but aberration!

Then during the crisis they did nothing.  Just a quick reminder that everyone employed by the Federal Reserve is very smart most of them with Ph.Ds in economics. These so called “economic geniuses” failed to act in the face of major crisis that saw trillion of dollars lost and millions of families affected. People lost their houses, lost their retirement and their jobs. Did the Fed suffer any consequences? Nope. Somehow they are still allowed to function!

Auditing the federal reserve would mean accountability. We can’t let them devalue our money and ignore possible crises that could affect millions any longer! We need to hold these professional bank robbers accountable for their crimes against the USA. Auditing the Federal reserve is just the beginning. After we find that they have been fucking us over, we have to get rid of them. Ever since 1913, when the fed was established, we have been getting screwed over by their monetary policies.

Trust me, every day people like me and you are screwed by these pompous assholes. They devalue the dollar on purpose. They decrease your buying power. Why do you think that 30 years everything was cheaper? I can remember growing up and my parents both had steady jobs. Luckily they never got laid off or fired until this year. So we always had a steady income. The financial crisis hit. We went from shopping at Hannafords which isn’t super expensive but its pricey. We started shopping at Audi’s which is much cheaper in comparison. I didn’t realize it til later but the financial crisis drastically decrease my parents buying power. Thankfully we never starved.  But imagine the price paid by poorer families who could barely get by in the first place?

The federal reserve is an evil institution. It cannot be trust. We need to end the Federal Reserve. I hope whoever is picked as Chairperson agrees to an audit which will inevitably lead to ending the federal reserve. Thanks for reading. Please tell your friends and share this post. #EndtheFed #AudittheFed Let’s spread the word.


Hiatus Break: NFL Protests and Tax Reform

I have previous written about the original NFL protest by Colin Kaepernick. This post basically tells Kaepernick to put his money where his mouth is. He did exactly that. Now the protest has spread around the league. President Trump has tweeted, spoke and commented on the protest on multiple occasions. In apparent backlash, NFL ratings are down pretty significantly. The owners and players are seemingly at odds. (I’ll get into this more) I won’t just be talking about the NFL protest in this post. I also want to touch on tax reform which is currently the hot issue in Congress. I hold an extreme belief about taxes. I mean extreme by that its a position that isn’t possible in today’s circumstances. However, it doesn’t mean its not achievable eventually through some means. I will lay out my own set of tax reforms in the second part of this post.

I have been an NFL fan my whole life. Quite literally since I was in second grade I remember watching the Jets. I remember wearing Jets jerseys (I still have them). I absolutely love football. Although I never played in an organized manner. If I was athletically gifted I would be a Quarterback in the NFL. Generally I’m one of those people who doesn’t care to mix politics with anything but politics. So when Kaepernick started his protest I wasn’t that happy. Its not that I don’t care about the issues he is protesting or that I dislike him. Its just I watch football to watch football. I don’t care about the political leanings of the players or owners or coaches. Aside from that, they all get paid handsomely (Players) or are extremely wealthy to begin with (owners).

The problem with the protest now is that its gotten way out of control. At first it wasn’t too crazy. The craziest comes from a unlikely source in President Trump. Now Trump himself isn’t shy about creating controversy or saying incredibly inflammatory things. However, the President of the United States typically doesn’t pour gas on a fire like he did with the NFL protests. I basically have two issues here and the main issue is Trump’s position on this. Trump wants the owners and NFL to force the players to stand for the anthem. I think that many conservative thinking people probably agree. They think its disrespectful to the flag and the military. Which I don’t fully disagree.

However, the constitution has a bill of rights. In that bill of rights there is a first amendment. The first amendment is the freedom of speech. Over the years the Supreme Court has ruled that speech isn’t just talking, it can also cover symbolic speech and others. In this regard I have disagree with Trump, he or the government can’t make a law forcing them to stand. Its the players right to protest and there is nothing that Trump or the government can do. However, the NFL could do something like fire the players. But they won’t do that. Let me tell you why they won’t: Backlash would very bad for the NFL probably twice or three times as bad it is now. However, the NFL could force players to stand, its not a violation of first amendment rights. The reason is because the players represent the NFL as brand and the NFL has right to protect its brand from being unnecessarily tarnished especially by its own employees. The NFL also has a collective bargaining agreement which apparently does state that players must stand. If its true, then its over because the players agreed to that agreement and therefore would have to follow it or be fired.

In my opinion, I think that players should stand because of the ratings and money. I mean they are only affecting their own livelihood. If the owners still feeling the pinch then so will they. In the end, its better if they stand and try to protest in a different way or become an activist and use all those millions to do something about the problem. I don’t think anyone can deny that police oppression is real. However, I think the solution lies within criminal justice reform. I won’t get into this because I’m not an expert and I didn’t do any research yet. However, look out for future posts.


Tax reform is one of my favorite topics to discuss. Its because they are a lot of solutions to a problem that seems to never go away. I think one thing that is always missing from the tax reform debate is spending reform. You might say that’s a totally different reform! But actually taxes are based projected government spending.  For example: the government spends approximately 600 to 700 billion dollars on the military each year. In order to cover that they need to raise that in taxes.

Generally the federal government’s budget is anywhere from 2 to 4 trillion dollars. It is supposed to be a certain percent of GDP or gross domestic product. (I have a post dedicated to this subject of GDP) So my ideal tax reform in a perfect world would zero taxes. You may have heard taxation is theft. If you haven’t then its pretty plain what that means. Yes the government is stealing from us. This is a very extreme way to view taxation but its not as crazy as you think.

Originally the US government didn’t really collect taxes. In fact, the US government taxed products and used tariffs up until about 1913. So our government was able to run entirely without any income tax. Income tax is now the largest category of revenue of the US government. Its also the worst way to fund the government. Income tax really sucks. There will never a true, fair way to split up the weight of paying it. Its awful. However, there is no way the government could survive with 20 trillion dollars of debt and absolutely no tax income. That insane.

My proposal is essentially this get rid of the current tax format. Install a universal basic income (See this post). Then install a flat tax starting around 15 percent. No more brackets. No more loopholes. My plan does a lot of things but the two main things is that it cuts spending and will eventually lower taxes! So with basic income it would cut out most of social welfare programs and replace it with a government check to everyone over 18 and not a criminal. This saves approximately 200 million dollars a year. Each year for about 10 years you fix or pay off the debt. Plus the 15 percent over ten years would generate enough income to really pay off the debt and run the country. After ten years you lower the tax rate to 10 percent for another 10 to 15 years. Essentially the goal is to make the government so lean that it won’t need tax money. Its definitely possible over time.

This a simplified version which I think is good start. The details and actual numbers would have to be worked out by someone in a math oriented field. I can only hope that this tax plan eventually happens. Its not a popular one because usually conservative politicians advocate flat taxes. Basic income isn’t too popular either because it sounds a little crazy. But I feel like the two very different approaches really balance each other out. Also you can’t possibly say a flat tax isn’t fair. Its fair by nature. Also it still ensures that the poor pay less and the rich pay more. Which is why I don’t understand why people don’t like it. I guess they would rather get fleeced by the current system.

Thank you for reading! Have a awesome day!




Hiatus Break: Big Picture Policies

Once again, I have been inspired to write. This time its because I witnessed a discussion in a class that I’m taking in college (Occupational Therapy Assistant is my major).  The class is a community health lecture. I expected to learn about health and how to be a healthcare professional.  Instead I got a lot of political statements that were pretty controversial. Given the fact that it was a health class and not politics 101 I kept my mouth shut. Trust me I was probably one of the few to feel that way.  I won’t even mention what was said but it got me thinking.

When people espouse political views and opinions do they actually think about the big picture? My personal belief is that most of time, people just have beliefs and views in a vacuum with no reference to the realities. I have studied history and politics for years and have learned to think about the reality before choosing to accept a certain view. A lot of times for me, I don’t know about anyone else, but I find myself objecting to the means of political policy not the ends. Typically political views and beliefs express the need for a positive outcome that everyone should want. However, I feel that most of time the means is either impossible, more destructive than helpful or just plain nonsense. I want to give a few examples of policies that express positive outcomes but the means of getting there is just not worth it.

Before I give my examples I want preface it with just a little explanation on my title. Big Picture Policies. I think the title is simple enough to understand because the words aren’t complex. But grasping the big picture of complex and difficult issues is very hard to do. It takes something they rarely teach kids anymore, critical thinking and logic. I know they say that they teach it but the reality is that kids are guided too much and aren’t allowed to have an original thought because education is all repetition and brainwashing. Fortunately, you can break it by studying things on your OWN. Self learning is very important. So when dealing in Big Picture Policies or BPP as I want to abbreviate it, you need to look the realities of your surroundings.

The realities of your surroundings is basically the effect that a policy has on other policies and people. For example, my first example is healthcare. Recently Bernie Sanders is back at again with a universal single payer healthcare system. (changes every week?) So Sanders supports this single payer medicare for all system. Now lets say he get his way and Congress (by some unholy miracle passes a friggin law!!! Unreal!) passes this single payer medicare for all. Obviously the outcome is positive for everyone because they get government subsidized healthcare. But what about the policies affected this legislation? Once again this sounds great in a vacuum but when you start looking around at your surroundings you can see the problems. One of the biggest policies affected is the US Federal budget. This new single payer healthcare cost billions even trillions of dollars. Recently, the national debt went above 20 trillion dollars! Massive debt is never a good thing. Another surrounding affect is the doctors, nurses and hospitals that have to deal with the changes in payments, patient frequency, and increased operational expenses.

Expanding medicare for all would also affect tax policy because the federal government doesn’t just have money they would need to raise taxes. Which directly affects everyone with a tax increase, rich or poor. So you could say it would even affect yourself. Unbelievably many people are just fine with these realities. I imagine they aren’t thinking too clearly about the consequences of massive national debt that is being bought up and held by our enemies and rivals as leverage over US interests.

Okay Garrett, so you made your point the realities are shitty but isn’t healthcare is a right? Glad you brought that up. Healthcare is in fact a privilege that you pay for. Let me explain like this: If you are doctor with a private practice, just imagine you drive a Mercedes Benz and live in a nice house in a gated community. One day the police and someone in need of medical care barge into your practice. The police tell you that this patient requires medical care. You oblige and say is it life threatening? They say no. So you ask for the potential patients health insurance or however they might pay. The patient refuses to give you any health insurance info or money. The police threat to take you to jail. Do you still help this patient? If you still help them would you continue to do for every patient? If you don’t help then its obvious that healthcare is privilege because taking care of patients might be your passion but its also your only source of income.

The point is that healthcare for everybody is achievable but you can’t force it. The government is not good at running things. (Country is a mess have you looked around? Veteran Affairs is government healthcare program and its horrible) I believe that good ideas don’t necessary need to be laws. One easy way of making healthcare for everybody is by decreasing the price. One of the best way to decrease prices is to let the consumers decide which service is the best for the money. This is called a free market system. Also natural competition creates lower prices because companies are competing for business. All it would take on the government’s side is the repeal everything and replacing it with just a few regulations to keep everything fair in terms of monopolies and consumer safety.

This is essentially how I look at every policy and judge it based on how it affects other policies. One of my favorite policies is Universal Basic Income. I did a whole post explaining how it might be implemented. Go read that first. Obviously UBI (Universal Basic Income) is a positive outcome for everyone because every citizen over 18 (non-felon) would receive a monthly stipend from the government. This policy over top of all other welfare programs would quite literally end America because of the massive amount money it would take. Things like inflation and lack of motivation would be huge problems. In my post, I revised it so that it could eliminate some of those problems.

One thing that I didn’t cover or even really think of in that post was inflation. I read something recently that made me go: oh shit! I think the easiest solution is to end the Federal Reserve. This would allow the government to stop printing money and readjust the interest rates and all that. To stop inflation created by UBI, basically no money could be printed and they would have take money out of circulation. By my calculations, the government would put about 500 billion dollars into the economy artificially so they would need remove 500 billion dollars from the currency circulating.

If you don’t know how inflation works then here is simple example: If you and five of your friends each have 5 dollars. You can all go to subway and buy a six inch sub of the day with your 5 dollars. Now lets say everybody gets an extra 2 dollars bringing each person total to 7 dollars. You all go to subway to buy that same exact sub which now instead of costing 5 dollars they raised it 8 dollars. So you can’t afford that sub. Inflation is devaluation of money. Essentially can it occur when minimum wage is raised, more money is printed than is backed up by gold or government bonds or when the government artificially stimulates the economy.  Now you may ask why did subway raise their price by 3 dollars? Well remember if everyone gets a two dollar raise then so do those subway workers. The cost of pretty much everything that is required to run that subway goes up, the workers are paid more so the ownership has to cover those costs. Usually its pass to the consumer because profits might be slim especially if his location has high renting cost.

Once again, this is a very simplistic example. Its much more complex than I explained. My point of this post is that when you espouse political views or beliefs try to think about the surrounding realities. Try to understand that policies don’t just have one positive outcome. You also understand that the negatives of policies might weigh more than the positives for some people. Its hard for people to understand but I’m for affordable healthcare, free college, and personal freedom on every level. However, I’m not a democrat or republican. I want all those things but I want them in a way that doesn’t hurt our future or present. Once you understand the realities and complexities you can come up with solutions to make dreams a reality. Unfortunately, the hardest part will be getting Congress to pass anything, so Good LUCK!

Thank you for reading! Have an awesome day!

Hiatus Break: Minimum Wage doing Maximum Damage

I’m baaaaaack.

I came upon some very interesting news on minimum wage. If you have ever read a post or scroll through this blog you can see that I love to talk about minimum wage. The reason why I discuss it so much is because its the best example of flawed economics and government policy. I know there is a lot juicy political controversies that I could write about but I actually wanted to talk about something important.

A few years ago in Seattle, Washington they decided it was a good idea to raise the minimum wage to 15 dollars an hour. Now personal sidebar note: I will be visiting Seattle this summer and I may even want to move there. I hear its a great city and place to live despite the government’s stupid economic policies. Anyway so its been a few years since Seattle raise its minimum wage to 15. What happened?

In an unsurprising twist of events to anyone knowledgeable in economics this study came out to find that the minimum wage ACTUALLY HURT LOW INCOME WORKERS!!!! WHAT A SHOCK! Here is the link to the study:

Workers lost an average of 125 dollars a month! If you don’t think its big deal then you probably don’t understand how economics works. The explanation of this is pretty simple. In laymen terms: The government artificially increased the wages of the lowest income workers to 15 dollars. Therefore this decreased the value of money. For example if you had 100 workers, and you split them into 5 payment scales.

Scale of salary per 20 workers:

20 Workers make 10 dollars

20 Workers make 20 dollars

20 Workers make 30 dollars

20 Workers make 40 dollars

20 Workers make 50 dollars

Let’s imagine that the government raises minimum wage from 10 dollars to 30 dollars. This would decrease the value of all the workers buying power.  Now 60 workers would make 30 dollars. Because everyone makes at 30 dollars the buying power would decrease for everyone since employers would pass off the costs of raise to its consumers. Any time you raise the costs of doing business you raise the prices and that effectively eliminates any benefit of minimum wage.

You have to understand that buying power is more important than how much money you actually make. This is the point I’m trying to get across. People think that minimum wage lifts you out of poverty. But the reality is that because it sets the floor higher, it just decreases the value people who aren’t low wage workers. It also doesn’t help those low wage earners because the price of goods increase and so do taxes.

I believe the workers should make what they deserve. But I think that businesses and potentially employees are better fit to decide what their compensation is. For example, look at Starbucks. A few months ago they gave their employees a raise in wages by 5 percent. No government urging or anything. That is great. But then a few months later they raise their prices to off-set the cost of higher wages. That’s how it works with minimum wage too.

Honestly I could sit here and give a million examples of minimum wage failures. But to end this post I want talk about the Federal Reserve Bank. I recently read part of a book about the Fed (nickname for the Federal Reserve Bank; look it up).  The Fed controls and maintains the currency of the US. Its not well known how the Fed works or what exactly they do. However, because of their negligence in lowering the cost of money aka interest rates on borrowing money, they essentially caused the house crisis. They also devalued money over the past 20 or so years. The Fed is a purely evil organization, not created to be evil. But with great power comes great responsibility and corruption. The problem is that the Fed is not under the control of the government itself. However, it does work for the government (by printing money).

I really want go in a deep expose of the Federal Reserve Bank. I need to do some more research. I believe that if I can help educate people on this topic maybe we can end the fed and fix the damn money. Inflation and de-valuation of money is causing a ton of our problems today especially for normal everyday people. I’m sick of it.

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